Terms
Terms
What FikrNot is
FikrNot helps you keep track of household bills in Pakistan. You connect the accounts you want to follow, and FikrNot shows the amounts and due dates it has been able to read, then reminds you when a payment is coming up.
An independent service
FikrNot is not affiliated with, endorsed by, or connected to any Pakistani utility provider, telecom company, or government entity. It is an independent tool that helps you see your bills in one place.
Your account
You sign in with your mobile number. A sign-in code is sent to the email address on your account. You are responsible for keeping that phone and inbox under your control. Do not share a sign-in code.
Bills and reminders
Bill details come from the providers you connect and from reminders you type in yourself. A reminder is a notice. It is not a receipt, and it is not proof that a provider has been paid. Amounts can be missing when a bill has not been issued yet.
Where bill information comes from
When a provider offers a public bill view, FikrNot reads that bill from the provider's own portal. That includes electricity companies reached through the PITC bill site, SNGPL, SSGC, K-Electric, PTCL, and Nayatel. Reminders you type in yourself are kept as you entered them. FikrNot lays this information out so it is easier to read, and reminds you before a due date. The provider's bill remains the provider's record.
FikrNot does not pay your bills
Paying a bill stays with you and your usual payment channel. After you pay, you can mark that bill paid in FikrNot so the reminders stop for it. Marking a bill paid does not tell the provider, and it does not move any money.
Names and logos
Company names and logos shown in FikrNot, including the electricity companies, SNGPL, SSGC, K-Electric, PTCL, Nayatel, and the mobile networks, are trademarks of their respective owners. They are used only to identify where a bill comes from.
Changes to the terms and the service
FikrNot may update these terms, the privacy policy, and the service itself as it grows. When something material changes, FikrNot will email the address on your account so you can read what is new. The version date on this page is the copy currently in effect.
Looking after the service
FikrNot has taken reasonable measures for the protection of the user data, any incident that bypasses those measures shall considered beyond control and the loss that follows from events FikrNot shall not be held liable to such events.